homeowners insurance

Tips for Reducing Storm Damage

As many of us know firsthand, summer storms that produce strong winds and hail can cause a lot of damage in a short amount of time. Wind and the debris it carries can easily damage windows and doors, damage your home’s exterior and even cause damages to personal property. But … Read More

Create Your Home Inventory

If you were asked right now to list the contents of your home, along with the value, would you be able to remember everything? Most of us cannot, especially if we are asked to do so after we experience the stress of a loss. This is where a Home … Read More

Is Your Home Prepared for Winter?

Protecting your home from winter weather conditions is an important item for any homeowner’s to-do list. There are many ways that the cold, snow, and ice can damage your home… A frozen water pipe can burst and flood your home or basement. An ice dam in your gutter can cause … Read More

Insuring Your Home to Value

Properly protecting your single most important asset – your home… now that’s a big responsibility. Selecting the proper amount of coverage for your home is the most important decision you can make with your homeowners policy. Without it, you may not have enough coverage to rebuild after a total loss. … Read More

Wind and Tree Damage to Your Property

As a homeowner, you may have questions about coverage availability for property damage caused to your home or those of your neighbors by wind and tree damage. Coverage may be needed for property repairs as well as debris removal.

In general, if a tree falls and strikes your home or … Read More

Why You Need Umbrella Insurance

Imagine this… you’re driving home after a hectic work week, looking forward to a relaxing weekend with your family. You are just a few blocks from home when your cellphone rings. You glance down to see who is calling. That split-second distraction is all it takes for you to miss … Read More

Flood Insurance vs. Water Backup Coverage

It’s a risk that those of us in the Red River Valley are all too familiar with – flooding. But what happens if your basement has flooded? What type of insurance policy will provide coverage for the water damage? The answer depends on where the water comes from…



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