As many of us know firsthand, summer storms that produce strong winds and hail can cause a lot of damage in a short amount of time. Wind and the debris it carries can easily damage windows and doors, damage your home’s exterior and even cause damages to personal property. But … Read More
Crop insurance is essential to farmers’ livelihood throughout the country and has never been more important than now. Recent climate change has brought unexpected weather conditions and, in turn, greater risks in the past decade. While all weather conditions present risk, hail is unusual because it can completely obliterate part … Read More
If you’re like many small and medium size businesses, your company has probably changed since you first purchased your business property insurance policy. Maybe you’ve added to your space. Perhaps you’ve moved or added another location.
In any of these cases – or even if you’ve maintained the same space … Read More
When considering the purchase of life insurance, it is important to educate yourself on the different coverage options so that you can make an informed decision that is best for your current situation. But where do you start?
Life Happens is a nonprofit organization dedicated to helping Americans take personal … Read More
It’s important to have sufficient health insurance coverage for yourself and your family, at a price that you can afford. As an independent insurance agency, we can help you shop around and compare plans from different companies, to find the coverage that is right for you. However, when purchasing health … Read More
Have your prescriptions changed within the last year? Maybe a medication has been removed, or a new one has been added? When was the last time you reviewed your Medicare health and prescription drug coverage?
Medicare’s annual election period (AEP) is the only time during the year that you can … Read More
As any business owner with a commercial auto policy likely knows, premiums can fluctuate and be somewhat unpredictable. Premiums are based on a number of factors, some are within your control, and some are not, including the vehicles, drivers, and accident history. And there are a number of influences that … Read More
Many businesses rely on the use of company vehicles to perform daily operations. Whether it be cars, trucks, vans, etc., you need to have auto insurance coverage for these vehicles, the same as you would for personal vehicles. This coverage will not be included in your businessowners policy (BOP). Instead … Read More
The Risk Management Agency (RMA) has approved loss adjustment procedures for harvested production using acceptable scale types for claim purposes. Below are the procedures and producer requirements from the 2017 Loss Adjustment Manual that must be followed for acceptable scale types to be used in the settlement of a claim.… Read More
